Empowering Futures of the Girl Child
Discover how this initiative by the Indian government, launched in 1997, empowers girls through financial aid and education.
📚 From annual scholarships to post-birth gifts, learn how eligible families can benefit. Check out our simplified guide to Balika Samriddhi Yojana now!
Explore the Balika Samriddhi Yojana, a transformative government initiative empowering girls through financial aid and education. Discover eligibility, benefits, and how to apply.
The Balika Samriddhi Yojana is a scheme launched by the Government of India in 1997 under the Ministry of Women and Child Development. The primary objective of this scheme is to promote the well-being of girls in the country. Here are key details about the Balika Samriddhi Yojana:
Objectives:
- Changing Societal Attitudes: The scheme aims to bring about a positive change in the societal attitudes towards girls.
- Promoting Education: Encouraging the enrollment of girls in schools and supporting their continuous education.
- Supporting Mothers: Providing financial assistance to families during childbirth to improve maternal and child health.
- Nutrition and Health: Ensuring proper nutrition and healthcare for the girl child.
Beneficiaries:
The beneficiaries of the Balika Samriddhi Yojana are girls born on or after August 15, 1997. The focus is on supporting families with a girl child in economically disadvantaged sections. The eligibility criteria include:
- Rural Areas: Families living below the poverty line (BPL) in rural areas, and those identified based on specific criteria related to the Swarnajayanti Gram Swarozgar Yojana.
- Urban Areas: Families residing in urban slums, and specific categories of workers like vegetable and fruit vendors, payment vendors, etc.
- General Criteria: The scheme is applicable to families with a girl child born after August 15, 1997. Each family is eligible for benefits for a maximum of two girls.
Key Benefits:
- Financial Assistance: Families receive financial assistance during the birth of a girl child.
- Annual Scholarship: Girls receive an annual scholarship amount for their education based on their class.
- Other Assistance: The scheme may also provide support for purchasing textbooks, dresses, etc.
Additional Notes:
- The financial assistance, along with interest, is transferred to the beneficiary’s account.
- Emphasis is placed on encouraging families to explore other savings schemes for the girl’s future after maturity.
Benefits of Balika Samriddhi Yojana:
- Guaranteed returns.
- Income tax benefits under Section 80C (up to ₹1.50 lakh).
- Tax-free interest.
Scheme Details:
- Objective: To support the well-being of girls by addressing issues related to their birth and education.
Scholarship Amounts:
|
Class |
Annual Scholarship Amount (₹) |
|
I – III |
300 |
| IV |
500 |
|
V |
600 |
|
VI – VII |
700 |
|
VIII |
800 |
| IX – X |
1000 |
Eligibility:
- Available for girls born on or after August 15, 1997, in rural and urban areas.
- Families below the poverty line (BPL) in rural areas and families residing in urban slums are eligible.
- Other categories, such as vegetable and fruit vendors, payment vendors, etc., may also be eligible.
Application Process:
- Application forms available through Anganwadi workers (rural areas) and health officials (urban areas).
- Separate forms for rural and urban beneficiaries.
- Required documents include the girl’s birth certificate, proof of residence, and identification documents of parents or legal guardians.
Additional Information:
- The scholarship amount, along with interest, is transferred to the beneficiary’s account.
- Emphasis on maximizing interest on the amount.
- Recommendation to explore other savings schemes after maturity.
It’s important to note that the scheme has evolved over the years, and specific details may vary based on updates and modifications made by the government. The information provided is based on the knowledge available up to my last update in January 2022.
For the latest and most accurate details, it’s recommended to refer to official government sources or the Ministry of Women and Child Development.
https://bbbinsider.com/empowering-futur…samriddhi-yojana/
https://megsocialwelfare.gov.in/icds_balika.html